Ayushman Card Rules: If the 5 lakh limit is reached, will free treatment stop? Find out..
- byShikha Srivastava
- 10 Feb, 2026
Ayushman Card Rule: The Pradhan Mantri Jan Arogya Yojana (PMJAY), commonly known as the Ayushman Bharat Yojana (Ayushman Bharat Yojana), is one of the country's largest health schemes. Under this scheme, poor and needy families receive free treatment up to ₹5 lakh annually. This includes major illnesses, surgeries, hospitalizations, medications, and tests. The government bears the entire cost of treatment, significantly reducing the financial burden. However, many people have this question: if the Ayushman Card limit is exhausted, will free treatment cease to be available? Let's find out more about this.

What is the Ayushman Card limit?
As mentioned above, eligible beneficiaries under this scheme receive free treatment up to ₹5 lakh per year. The good news is that this limit is automatically renewed each year, meaning they can receive free treatment up to ₹5 lakh again the following year.
What happens if the ₹5 lakh limit is exhausted?
If you exhaust the entire ₹5 lakh limit in a year, you will no longer receive free treatment that year. After that, you will have to wait for the new limit to be reinstated the following year.
However, there is no limit on the number of times you can receive treatment in a year before the limit is reached.
Which hospitals offer free treatment?
Treatment using the Ayushman card is available only in hospitals registered with the scheme. This includes many government and private hospitals across the country. You can find information about registered hospitals in your city or district by visiting the scheme's official website.

The Ayushman card is a boon for the poor and needy. However, it is crucial to understand its limits and rules to avoid any problems in times of need. If you or your family have an Ayushman card, plan your treatment carefully before using it. This will ensure you receive the full benefits of the scheme.
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