Bank Holiday October 29, 2026: Bank customers planning to visit their nearest branch on Thursday, October 29, should check the holiday schedule before leaving home. According to the reported Reserve Bank of India (RBI) holiday calendar, bank branches in Himachal Pradesh will remain closed on account of Karva Chauth.

The holiday will affect regular branch services at public and private sector banks in the state. However, customers in most other parts of India can expect normal banking operations, provided there is no separate local holiday.

Banks in states such as Rajasthan, Uttar Pradesh, Delhi, Haryana and Punjab are not covered by the reported Himachal Pradesh closure.

Here is everything customers should know about the October 29 bank holiday, affected locations and the availability of digital banking services.

Why Will Banks Remain Closed on October 29?

Thursday, October 29, 2026, is associated with the observance of Karva Chauth, a traditional festival celebrated particularly in northern India.

The report states that Himachal Pradesh will observe a bank holiday on this occasion.

Bank holidays in India are not always applicable nationwide. Many holidays are determined according to regional festivals, local observances and the holiday schedules applicable to individual states.

Therefore, a holiday declared in one state does not automatically mean that branches across the country will remain closed.

Customers should refer to the RBI's official holiday calendar and any applicable state-level notifications for final confirmation.

Which State Will Have a Bank Holiday on October 29?

According to the reported schedule, the October 29 closure applies to Himachal Pradesh.

Note: This table reflects the holiday information in the supplied report. Individual branches may also be affected by separately notified local holidays or operational arrangements.

Will SBI, PNB, HDFC and ICICI Bank Remain Closed?

The reported holiday applies to regular branch operations of banks covered by the local holiday schedule in Himachal Pradesh.

These may include major public and private sector banks such as:

• State Bank of India (SBI)
• Punjab National Bank (PNB)
• Bank of Baroda
• Canara Bank
• HDFC Bank
• ICICI Bank
• Axis Bank

Customers should understand that the closure is location-specific.

For example, an SBI branch in Himachal Pradesh may remain closed for the regional holiday, while an SBI branch in Jaipur or Delhi may operate normally.

The same principle applies to private sector banks.

Will Banks Remain Open in Rajasthan and Delhi?

According to the reported schedule, banks in Rajasthan and Delhi are not scheduled to close on October 29 specifically because of Karva Chauth.

Therefore, customers in Jaipur, Jodhpur, Udaipur, Kota, Delhi and other locations outside the affected state can generally expect normal branch services.

However, customers planning important transactions should verify their branch's working hours before visiting.

This is especially useful for services requiring an appointment or specific branch staff.

What Is Karva Chauth and Why Is It Observed?

Karva Chauth is an important traditional festival observed by many married women, particularly in northern India.

The festival involves fasting, prayers and rituals associated with the well-being and longevity of husbands.

Many women begin the day with a pre-dawn meal known as Sargi.

During the evening, families gather for prayers, and the fast is traditionally concluded after sighting the moon.

The festival has strong cultural significance in several northern states, although official holiday arrangements vary by location.

A widely observed festival does not necessarily result in a nationwide bank holiday.

Bank Holidays in the Remaining Days of October 2026

The supplied report highlights two regional holidays during the final days of October.

October 31 falls on the fifth Saturday of the month, which is generally a working Saturday for banks unless a separate holiday applies.

Bank branches in Gujarat are reported to remain closed on October 31 for Sardar Vallabhbhai Patel Jayanti.

Customers should confirm the relevant regional schedule through the RBI or their bank.

Will UPI, ATM and Online Banking Work on Bank Holidays?

Yes. Most digital banking services generally remain available even when physical bank branches are closed.

Customers can ordinarily continue using:

UPI payments: Money transfers and merchant payments through supported UPI applications can continue.

ATM services: Customers can withdraw cash from ATMs, subject to cash availability and network functioning.

Mobile banking: Banking applications generally allow users to check balances, view transactions and access supported services.

Internet banking: Customers can perform many digital transactions without visiting a branch.

IMPS and other supported electronic transfers: Digital transfer services generally remain available according to their operating arrangements.

However, technical interruptions, scheduled maintenance or individual bank restrictions may occasionally affect these services.

Which Banking Services May Be Affected?

While digital transactions generally continue, services requiring physical branch operations may not be available on a bank holiday.

These can include:

• Cash deposits or withdrawals at branch counters.
• Physical cheque submission and certain cheque-related services.
• In-person document verification.
• Locker access.
• Some loan-related procedures.
• Account services requiring branch staff.
• Physical passbook updates and other counter services.

Cheque processing and settlement timing can depend on the applicable clearing arrangements, so customers should not assume every cheque transaction will stop completely.

If a banking task requires a branch visit, it is advisable to complete it before the holiday or schedule it for the next working day.

How to Check the Official RBI Bank Holiday Calendar

The Reserve Bank of India publishes holiday information for different regions.

Customers can check the official RBI website at:

https://www.rbi.org.in/

Look for the bank holiday calendar and select the relevant month and regional centre.

The calendar helps customers identify holidays applicable to their location.

Customers can also check the official website or mobile application of their bank for branch-specific updates.

Important Advice for Bank Customers

If you have an important banking task scheduled for October 29, check whether your local branch is affected.

Customers in Himachal Pradesh should consider completing branch-dependent work before the holiday or postponing it until the next working day.

Those in other states should not assume that their bank will be closed merely because Karva Chauth is being celebrated.

For urgent payments, digital banking channels may provide a convenient alternative.

Final Update

According to the reported October 2026 bank holiday schedule, bank branches in Himachal Pradesh will remain closed on Thursday, October 29, for Karva Chauth.

Banks in most other states, including Rajasthan, Delhi, Uttar Pradesh, Haryana and Punjab, are expected to operate normally unless another local holiday applies.

Customers can generally continue using UPI, ATMs, mobile banking and internet banking during the holiday.

Before visiting a bank branch, check the official RBI holiday calendar or your bank's latest notification to avoid unnecessary travel.