Post Office Special Scheme: Invest ₹5 Lakh & Get ₹15 Lakh on Maturity! Here’s How
- byManasavi
- 19 Mar, 2025
Looking for a safe and high-return investment? The Post Office Time Deposit (FD) Scheme can help you triple your money over time with guaranteed returns! By smartly reinvesting, a ₹5 lakh investment can grow to over ₹15 lakh.
📢 How to Triple Your Money with Post Office FD?
Post Office FD offers a 7.5% interest rate for a 5-year deposit. The trick to maximizing returns is to reinvest twice, keeping your FD active for 15 years.
Here’s how your investment grows:
✅ Year 5: ₹5,00,000 → ₹7,24,974
✅ Year 10 (after extension): ₹10,51,175
✅ Year 15 (final maturity): ₹15,24,149
💡 Total Interest Earned: ₹10,24,149
📍 How to Extend Your FD?
You must extend your FD within a specific timeframe after maturity:
🔹 1-year FD – Extend within 6 months
🔹 2-year FD – Extend within 12 months
🔹 3 & 5-year FD – Extend within 18 months
📊 Current Interest Rates on Post Office FD
💰 1-year FD – 6.90%
💰 2-year FD – 7.00%
💰 3-year FD – 7.10%
💰 5-year FD – 7.50%
Why Choose Post Office FD?
✔ Guaranteed returns (Government-backed)
✔ Higher interest rates than banks
✔ Safe & Secure investment
Planning for a risk-free, high-return investment? This Post Office FD strategy might be your best bet! 📈💰
Would you invest in this scheme? Let us know in the comments! 👇



