Bank Holidays October 2026: The month of October is set to be packed with festivals and holidays. Due to major festivals such as Gandhi Jayanti, Durga Puja, Dussehra, and Karva Chauth, there will be numerous bank holidays throughout the month. Therefore, if you need to visit a bank branch to deposit a cheque, get a draft made, or attend to other important business, be sure to check the full list of holidays before heading out.

According to the official holiday calendar released by the Reserve Bank of India (RBI), banks across various states and circles in the country will remain closed for a total of 16 days in October 2026. This includes 6 weekend closures in addition to 10 holidays for state-specific festivals. 

Know when banks will remain closed

October 2 (Thursday): Mahatma Gandhi Jayanti (Closed across India)
October 4 (Sunday): Weekly holiday (Closed across India)
October 10 (Saturday): Second Saturday / Mahalaya Amavasya (Closed across India; Mahalaya in Bengaluru and Kolkata)
October 11 (Sunday): Weekly holiday (Closed across India)
October 17 (Saturday): Maha Saptami (Closed in Agartala)
October 18 (Sunday): Weekly holiday (Closed across India)
October 19 (Monday): Durga Puja / Maha Ashtami / Maha Navami / Ayudha Puja (Closed in Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi, and Shillong)
October 20 (Tuesday): Dussehra (Vijayadashami) / Maha Navami (Closed in most cities across the country, except Gangtok and Imphal)
October 21 (Wednesday): Vijayadashami / Durga Puja - Dashain (Closed in Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata, and Thiruvananthapuram)
October 22 (Thursday): Durga Puja - Dashain (Closed in Gangtok)
October 23 (Friday): Durga Puja - Dashain (Closed in Gangtok)
October 24 (Saturday): Fourth Saturday (Closed across India)
October 25 (Sunday): Weekly holiday (Closed across India)
October 26 (Monday): Lakshmi Puja / Accession Day / Maharshi Valmiki Jayanti (Closed in Agartala, Chandigarh, Jammu, Shimla, and Srinagar)
October 29 (Thursday): Karwa Chauth (Closed in Shimla)
October 31 (Saturday): Sardar Vallabhbhai Patel Jayanti (Closed in Ahmedabad)

Operations won't stop even when banks are closed; these services will remain active

However, during festivals... Bank branches will remain closed, but customers need not worry, as all digital and online banking services will continue to operate normally during the holidays. UPI apps like Google Pay, PhonePe, and Paytm, as well as bank mobile banking platforms, will function 24x7. Additionally, financial transactions via net banking—including NEFT, RTGS, and IMPS—will proceed without interruption, and ATMs and cash deposit machines across the country will remain operational for cash withdrawals and deposits.

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