Bank Holiday October 26, 2026: If you are planning to visit a bank branch on Monday, October 26, you should check the holiday schedule for your city before leaving home.

Banks will remain closed in selected parts of India because of regional festivals and special observances. However, the holiday will not apply nationwide.

According to published bank holiday calendars, branches in Agartala, Chandigarh, Jammu, Shimla and Srinagar will observe a holiday on October 26.

The closures are associated with occasions including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.

Customers in other cities can generally expect normal banking operations unless their bank has announced a separate closure or service disruption.

Bank Holiday October 26: Where Will Banks Remain Closed?

The following banking centres are listed for the October 26 holiday.

The holiday list is based on regional observances and the banking centres covered by the published calendar.

Customers should confirm their specific branch's working status if they have an urgent transaction.

Will Banks Remain Closed in Bengaluru on October 26?

Some circulating reports include Bengaluru among the cities where banks will be closed on Monday.

However, the published RBI-based holiday lists consulted for October 26 identify five banking centres: Agartala, Chandigarh, Jammu, Shimla and Srinagar.

Bengaluru does not appear in those lists for the October 26 regional holiday.

Therefore, customers in Bengaluru should not assume that banks will be closed merely because the city appears in an unverified report.

The same caution applies to customers in other locations not included in the published list.

Why Are Banks Closed on October 26?

Bank holidays in India are determined according to national observances, regional festivals and other applicable holidays.

The Reserve Bank of India publishes a calendar showing holidays applicable to different banking centres.

On October 26, the listed closures relate to three occasions.

Lakshmi Puja: This festival is observed in certain regions and is associated with the worship of Goddess Lakshmi.

Accession Day: The holiday is listed for the Jammu and Srinagar banking centres.

Maharishi Valmiki Jayanti: This occasion commemorates Maharishi Valmiki and is observed as a holiday in certain locations.

Since these observances do not result in identical bank holidays across India, branches in different states may follow different schedules.

Are Banks Open in Delhi, Mumbai and Jaipur?

The October 26 regional holiday list does not include major banking centres such as New Delhi, Mumbai, Jaipur, Lucknow, Patna and Kolkata.

Accordingly, normal branch operations are generally expected in these cities, subject to any separate local or bank-specific announcement.

Customers should remember that a bank holiday in one state does not automatically mean branches of the same bank will be closed across the country.

For example, a branch of a national bank in Agartala may be closed for a regional holiday while its branch in Jaipur operates normally.

Will ATM and UPI Services Work on Bank Holidays?

Customers can generally continue using digital banking facilities even when physical bank branches are closed.

Services such as UPI payments, mobile banking, internet banking and ATM withdrawals usually remain available.

These facilities allow customers to complete many routine transactions without visiting a branch.

However, occasional technical problems, scheduled maintenance or banking network issues may affect service availability.

Customers should also remember that some transactions requiring manual verification or branch processing may take longer during holidays.

Which Banking Services May Be Affected?

Bank holidays primarily affect services that require physical branch operations.

These may include certain cash transactions at counters, document submissions, demand draft-related work, locker access and in-person customer service.

Some cheque-related processes may also be affected depending on the applicable clearing arrangements.

Customers who need urgent branch-dependent services should check the operating schedule in advance.

Upcoming Bank Holidays in October 2026

After October 26, the published calendar lists two additional regional bank holidays before the end of the month.

These holidays are location-specific and should not be interpreted as nationwide bank closures.

October 24 was also a fourth Saturday, while October 25 was a Sunday, when regular bank branches were closed under the standard weekend schedule.

How to Check the Official RBI Bank Holiday Calendar

Customers can check the Reserve Bank of India's official website for the applicable holiday schedule.

Follow these steps:

1. Visit https://www.rbi.org.in/.
2. Find the bank holidays section.
3. Select the relevant month and year.
4. Check the holiday entries applicable to your banking centre.
5. Confirm the branch's working status directly with your bank if necessary.

This is especially important for customers travelling between states, as holiday schedules may differ.

Final Update

Banks are scheduled to remain closed in Agartala, Chandigarh, Jammu, Shimla and Srinagar on Monday, October 26, 2026, for regional festivals and observances.

The holiday is not nationwide, and branches in many other cities are expected to operate normally.

Customers should check their local bank holiday calendar before visiting a branch. UPI, ATMs, internet banking and mobile banking will generally remain available, subject to normal service conditions.

Disclaimer: Bank holidays may vary by banking centre and institution. Customers should verify their branch's schedule through the RBI or their bank before planning an important transaction.