The Reserve Bank of India (RBI) has released the full schedule for its Monetary Policy Committee (MPC) meetings for the financial year 2025-26. According to the RBI schedule, the first MPC meeting will take place between April 7 and April 9, 2025.
Complete Schedule of RBI MPC Meetings 2025-26:
- First Meeting – April 7, 8, 9, 2025
- Second Meeting – June 4, 5, 6, 2025
- Third Meeting – August 5, 6, 7, 2025
- Fourth Meeting – September 29, 30 & October 1, 2025
- Fifth Meeting – December 3, 4, 5, 2025
- Sixth Meeting – February 4, 5, 6, 2026
What is the RBI MPC Meeting?
The Monetary Policy Committee (MPC) is a specialized body within the Reserve Bank of India that regulates interest rates and inflation in the country. This committee meets every two months to decide whether to increase, decrease, or maintain the repo rate, which affects loan rates, EMIs, inflation, and the overall economic condition.
Who Attends the MPC Meeting?
The MPC consists of six members, including:
- Three RBI officials (including the RBI Governor, who serves as the chairman)
- Three experts appointed by the government
How Does the MPC Meeting Impact the Common People?
- If the Repo Rate Increases: Bank loans become more expensive, leading to higher EMIs, which helps in controlling inflation.
- If the Repo Rate Decreases: Loans become cheaper, encouraging spending and increasing liquidity in the market.
- If Interest Rates Remain Stable: There are no immediate changes, but RBI continues monitoring future economic trends.
This announcement is significant for borrowers, investors, and policymakers, as the RBI’s decisions influence economic stability and growth. Keep an eye on upcoming MPC meetings for updates on interest rate changes and economic policy shifts.
